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Discover It card FICO score and effect on score

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lynnb7
New Visitor

Discover It card FICO score and effect on score

Since too many credit inquiries can actually damage your credit score, does the Discover It card FICO score provided monthly actually damage your score?

Message 1 of 4
3 REPLIES 3
guiness56
Epic Contributor

Re: Discover It card FICO score and effect on score

Hi and welcome to the forums.

 

No, those provided to you free by a creditor does no damage to your score.

Message 2 of 4
takeshi74
Senior Contributor

Re: Discover It card FICO score and effect on score

Hard inquiries cause a hit to your score.  The score provided by Discover is based on a soft (just as with Credit Karma, etc).

Message 3 of 4
Anonymous
Not applicable

Re: Discover It card FICO score and effect on score

No. It is a SP.
Message 4 of 4
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