@disdreamin wrote:
At the time I asked for the CLI, my FICO 08 credit scores were all mid-800's, and I have a decent income (nothing spectacular, but nothing that should make Discover think I can't handle a $10K CL).
As always, it is never just about score. Having scores in the mid 800's is a very good sign but they aren't going to guarantee high CL's on its own. There are certainly actions that could make a creditor cautious even if an applicant has high scores.
As just one exampple. there was plenty in my credit profile that supported 10K+ CL's as well. I have a number of cards at much higher limits. However, at the time I had opened a number of new accounts even though my scores were high -- not as high as yours but around 800.
