Credit Cards Center Credit cards from our partners
Reply
New Member
Posts: 4
Registered: ‎07-16-2007
0

Discover is bringing a lawsuit to get balance paid

Discover is bringing a lawsuit to get balance paid. I was told that it would take discover 4 months to charge-off my account and then the lawyer would be able to offer a settlement of 11,ooo.00 instead of 16,819.51.
What should I do?
Frequent Contributor
Posts: 489
Registered: ‎05-23-2007
0

Re: Discover is bringing a lawsuit to get balance paid

Try working out a repayment plan with them so they dont bring the lawsuit.
New Member
Posts: 4
Registered: ‎07-16-2007
0

Re: Discover is bringing a lawsuit to get balance paid

it's already gone to a lawyer. the thing he said was that if I made payments they would syill go for a partial judgement instead of a full one. I can't have either one cause I may lose a security clearance.
Frequent Contributor
Posts: 489
Registered: ‎05-23-2007
0

Re: Discover is bringing a lawsuit to get balance paid

Dont talk to the lawyer. Call and deal with Discover themself. They may have a program and you can be put into. If its past that see what you need to do short of paying the balance in full to get them not to file a judgement.
New Member
Posts: 4
Registered: ‎07-16-2007
0

Re: Discover is bringing a lawsuit to get balance paid

I talked to discover and they told (referred ) me back to the lawyer. Discover said its out of their hands. Do you hvae any other ideas? Do you know if they charge it off will I stil have to pay the remaining balance if I did a settlement?
Frequent Contributor
Posts: 453
Registered: ‎04-07-2007
0

Re: Discover is bringing a lawsuit to get balance paid

Lopez, what can you tell us about this lawyer?  You've received letters and phone calls?  Have you been served/received a summons, or a certified letter? 
Frequent Contributor
Posts: 436
Registered: ‎06-15-2007
0

Re: Discover is bringing a lawsuit to get balance paid

Please get an attorney. Because of the amount owed, I would not handle by yourself.
Senior Contributor
Posts: 4,635
Registered: ‎03-11-2007
0

Re: Discover is bringing a lawsuit to get balance paid

Senior Contributor
Posts: 4,635
Registered: ‎03-11-2007
0

Re: Discover is bringing a lawsuit to get balance paid

Frequent Contributor
Posts: 453
Registered: ‎04-07-2007
0

Re: Discover is bringing a lawsuit to get balance paid

Hummm ... could you be thinkin' what I'm thinkin' Noah_Bodie?  Smiley Wink
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.