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Discover is bringing a lawsuit to get balance paid

New Member

Discover is bringing a lawsuit to get balance paid

Discover is bringing a lawsuit to get balance paid. I was told that it would take discover 4 months to charge-off my account and then the lawyer would be able to offer a settlement of 11,ooo.00 instead of 16,819.51.
What should I do?
Message 1 of 14
13 REPLIES
Frequent Contributor

Re: Discover is bringing a lawsuit to get balance paid

Try working out a repayment plan with them so they dont bring the lawsuit.
Message 2 of 14
New Member

Re: Discover is bringing a lawsuit to get balance paid

it's already gone to a lawyer. the thing he said was that if I made payments they would syill go for a partial judgement instead of a full one. I can't have either one cause I may lose a security clearance.
Message 3 of 14
Frequent Contributor

Re: Discover is bringing a lawsuit to get balance paid

Dont talk to the lawyer. Call and deal with Discover themself. They may have a program and you can be put into. If its past that see what you need to do short of paying the balance in full to get them not to file a judgement.
Message 4 of 14
New Member

Re: Discover is bringing a lawsuit to get balance paid

I talked to discover and they told (referred ) me back to the lawyer. Discover said its out of their hands. Do you hvae any other ideas? Do you know if they charge it off will I stil have to pay the remaining balance if I did a settlement?
Message 5 of 14
Frequent Contributor

Re: Discover is bringing a lawsuit to get balance paid

Lopez, what can you tell us about this lawyer?  You've received letters and phone calls?  Have you been served/received a summons, or a certified letter? 
Message 6 of 14
Frequent Contributor

Re: Discover is bringing a lawsuit to get balance paid

Please get an attorney. Because of the amount owed, I would not handle by yourself.
Message 7 of 14
Senior Contributor

Re: Discover is bringing a lawsuit to get balance paid

Message 8 of 14
Senior Contributor

Re: Discover is bringing a lawsuit to get balance paid

Message 9 of 14
Frequent Contributor

Re: Discover is bringing a lawsuit to get balance paid

Hummm ... could you be thinkin' what I'm thinkin' Noah_Bodie?  Smiley Wink
Message 10 of 14