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Jimbo696969 wrote:
I have a few accounts I am disputing. I am still waiting to hear from the original creditors but so I know what to do next I want to know if I dispute an item and they say it is valid, what then? SPECIFICALLY do they have any requirement to provide proof that they are reporting accurate information, or is it as simple as "they say it so it is true"?One was not a joint account, belonged to my exwife only but is showing up as mine(she might well have forged my name on it I dont know)... And one was a vehicle loan they say had one late payment yet I have cancelled checks showing on time payments) If you dispute an item.So, bottom line is, do they (the CRA or the creditor) have to prove their information is accurate?
Jim