Reply
New Member
notsosure
Posts: 3
Registered: ‎04-07-2007
0

Disputing items - credit clean up

I read on the internet that one person disputed payments reported past due every month. He said that sometimes companies don't go to the trouble of researching the items.  And the ones that confirmed the past due payment, he just disputed them over and over. Does this do more harm than good?
 
If you have an old item reported, say from 2001, it only has another year to remain on the credit report.  This would normally stay on the credit report for 7 years from being reported.  If you dispute it and they confirm that it is reported correctly, does it remain out there for an additional 7 years from the time it is reconfirmed?
 
Any input would be appreciated!
 
 
Thanks!
Valued Contributor
jaybee
Posts: 1,088
Registered: ‎03-18-2007
0

No, it is seven years from the date that it was reported.

No, it is seven years from the date that it was reported.
If at first you don't succeed... hang up and try again!!

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}