Disputing with Equifax

azsassycat · ‎09-28-2007

I have three accounts in the collections section of my equifax credit report that have account numbers and a $0 balance but no name - I have no idea who these accounts are from.

I am going to dispute them with equifax as not mine.

My question is do I dispute all three accounts in one letter (sent CMRRR) or do I send out an individual letter disputing each account?

Thanks!

10/22/07 (FICO) EQ 544 EX 520 TU 518
03/04/08 (FICO) EQ 606 EX 599 TU 601
04/24/08 (FICO) EQ 600 EX 580 TU 608
06/02/15 (FICO) EQ 578 EX 561 TU 589

azsassycat · ‎09-28-2007

Bumpty, bump - does anyone know if I should send one dispute (for all three accounts) or three separate disputes (one for each account)?

TIA

10/22/07 (FICO) EQ 544 EX 520 TU 518
03/04/08 (FICO) EQ 606 EX 599 TU 601
04/24/08 (FICO) EQ 600 EX 580 TU 608
06/02/15 (FICO) EQ 578 EX 561 TU 589

Takunda1 · ‎09-28-2007

You can file up to 6 disputes at a time with Equifax on their website.

azsassycat · ‎09-28-2007

Does it "hurt" my chances for a removal if I dispute all the accounts at once?

10/22/07 (FICO) EQ 544 EX 520 TU 518
03/04/08 (FICO) EQ 606 EX 599 TU 601
04/24/08 (FICO) EQ 600 EX 580 TU 608
06/02/15 (FICO) EQ 578 EX 561 TU 589