Do I have too many inquiries?

[Anonymous]

yeah something like high achievers only have 1 every 2 years or something--well that's certainly not me--I have 7 in the last 2 years. The impact will lessen over time though...after 6 months I hear, and have amost no effect after a year

[Anonymous]

TU-4

EX-6

EQ-3

Theses are the inquiries. I just checked on truecredit.com.

So, what do you think? no BOA AMEX for me yet?

[Anonymous]

I just got approved fo BOFA AMEX at $500 ( the lowest i ever got on the card ). So i think that the score matters.

[Anonymous]

well, humpty-dumpty. i was just approved for an AMEX Delta at $2,000 limit.

bummer. I thought that after boa amex slaped me with 500 limit, I wasn't gonna get a good deal. i guess it pays to inquire. I got like 10 within the past 2 weeks already.

so I got 2 now, amex delta $2000 and amex boa $500

[Anonymous]

---

montana wrote:

well, humpty-dumpty. i was just approved for an AMEX Delta at $2,000 limit.

bummer. I thought that after boa amex slaped me with 500 limit, I wasn't gonna get a good deal. i guess it pays to inquire. I got like 10 within the past 2 weeks already.

so I got 2 now, amex delta $2000 and amex boa $500

---

What are your scores, if you dont mind me asking?

[Anonymous]

TU-689

EQ-657

EX-633

They pulled EX my lowest score.

Message Edited by montana on 08-29-2007 10:59 AM

[Anonymous]

UPDATE :

I called the BOFA today ( they ran an inquiry this morning on me with TU  - my best scroe of all 3 ) and they upped the limit on my BOFA AMEX Rewards to  a $1,000. So I guess it's been worth the phone calls I made to BOFA.

Thanks to all who reads and replies to my posts.

I also got APPROVED for $2,000 limit AMEX GOLD DELTA today.

They said at BOFA that it's their own money they put up for the limit and not the AMEX. Hence the tight lending standards.

[Anonymous]

UPDATE:

Just called the number on the back of my new Delta Skymiles card and converted to AMEX Blue Cash. Same terms as Delta Skymiles ( APR, CL, etc.). I told them about our forum so that their supervisors will read that we may cancel AMEX cards upon FR fairy knocking on our doors. I think if more people show them that we won't tolerate FR, they will take a notice and ease up on cardmembers in good standing.