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Regular Contributor
pozativelyliving
Posts: 237
Registered: ‎07-13-2012
0

Do all CRAs get updated at the same time?

I just checked my 3 credit reports, EQ and EX have been update to show my new Cap 1 balance (went from $745. - PIF) but TA is still showing the old balance. Aren't they updated at the same time?

EX 638 (Lender 9/1) TA 650(Walmart 9/1) EQ 655 (FICO - 9/17)
Goal - 700 Club in '13!!!

My Wallet - Cap 1 - $300. Cap 1 - $750. Orchard - $950.
New as of 8/29 - Target - $3000. Barclay's - $2000. Merrick - $1000. Walmart $600. And as of 9/22 - JCP $200.
Community Leader
Valued Contributor
DaveSignal
Posts: 2,111
Registered: ‎07-29-2011
0

Re: Do all CRAs get updated at the same time?

EX is sent electronically, so it happens instantly.  EQ is sent at the same time, except it is done with a dialup line that is constantly busy, so can take a day or two.  TU is sent at the same time via snail mail, and even then TU only checks the mail bag biweekly and a human needs to manually key it in.... so obviously, this takes a bit longer.

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k

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