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I just checked my 3 credit reports, EQ and EX have been update to show my new Cap 1 balance (went from $745. - PIF) but TA is still showing the old balance. Aren't they updated at the same time?
EX is sent electronically, so it happens instantly. EQ is sent at the same time, except it is done with a dialup line that is constantly busy, so can take a day or two. TU is sent at the same time via snail mail, and even then TU only checks the mail bag biweekly and a human needs to manually key it in.... so obviously, this takes a bit longer.