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Regular Contributor
Posts: 174
Registered: ‎10-29-2016

Re: Do any leaders use Vantage Score 3.0?

[ Edited ]

Vantage stinks! all my Vantage scores or an average 50 points lower than my Fico scores. vantage doesn't forgive new accounts or Credit inquiries like Fico does. I hope Vantage never catches on it stinks! Most Major credit card companies use Fico not fako.

Frequent Contributor
Posts: 315
Registered: ‎09-15-2016

Re: Do any leaders use Vantage Score 3.0?

My Vantage scores are 10-15 pts higher than my Fico 08's.

FICO08 7/7/17 EQ-767, TU-770, EX-761
Gardening unit sometime in 2018
Frequent Contributor
Posts: 370
Registered: ‎01-16-2017

Re: Do any leaders use VantageScore 3.0?

My Fico 8 are around 610 Vantage 3 around 690. If Vantage 3 is more accurate model than eventually it will be used more.
Senior Contributor
Posts: 3,722
Registered: ‎11-11-2015

Re: Do any leaders use VantageScore 3.0?

masscredit wrote:

Capital One, Credit Karma and some others provide VantageScore 3.0 scores. Do any lenders actually use these for anything or are they totally for entertainment purposes?



"Educational Purposes".

AMEX BCP $9000- DCU Platinum $10000- Chase FU $11700- AMEX EDP $15000- NFCU CLOC $15000- Penfed Promise $25000- Cap1 Premier Dining $25000- NFCU Go Rewards $27100- Venture $27750 **As of 7/8/17** EX- 760(21) TU- 758(17) EQ- 752(13) UTI 6%- Clean Files-

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