Reply
Valued Contributor
Posts: 1,694
Registered: ‎08-07-2007
0

Do not sign disputes? I have never heard of this?

Ok I have a question. I have been reading on several threads that when one disputes something to not sign it- just type your name.  Suggestion was that some Cred. coll. agencies are so low as to scan your sig.
 
Is this true? Is so, this is a new low.
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
0

Re: Do not sign disputes? I have never heard of this?

Never send a CA your sig!
New Contributor
Posts: 51
Registered: ‎06-07-2007
0

Re: Do not sign disputes? I have never heard of this?

Could you ellaborate Tuscani?  I've heard that too and didn't sign the GW and PFD letters I sent out. Is there a legal reason or is it like the OP said, it's to prevent sig fraud?
Established Contributor
Posts: 716
Registered: ‎06-03-2007
0

Re: Do not sign disputes? I have never heard of this?

[ Edited ]


Tuscani wrote:
Never send a CA your sig!


Unfortunately that advice is not included in the DV advice and discussions. I DV'd a JDB recently and did include my sig


Message Edited by Anderson on 08-25-2007 04:39 PM
Moderator Emeritus
Posts: 7,326
Registered: ‎06-18-2007
0

Re: Do not sign disputes? I have never heard of this?



netpanther wrote:
Ok I have a question. I have been reading on several threads that when one disputes something to not sign it- just type your name.  Suggestion was that some Cred. coll. agencies are so low as to scan your sig.
 
Is this true? Is so, this is a new low.


I have an attorney gathering info. from me for a lawsuit against a CA. She called me laughing....she told me that I was the first person that she did not need to tell DO NOT SIGN YOUR NAME.
When you contact a CC , OC or CA, you are asking or demanding info. or something. For that you need not sign. Think of all the mailings that you get...most might have a name typed in but not signed!
 
In my DV letter to CA, I told them that as for validation I wanted all doc. with signiture & account history. It would be very easy  for them to copy my sig. & then copy it on any notice or paper.All with just a copy machine.
 
Your SS#  and signiture are very personal & can be used against you. I do not give my SS either.
I DO give SS# and I do sign for CRA though.But thats all!!
New Contributor
Posts: 87
Registered: ‎08-03-2007
0

Re: Do not sign disputes? I have never heard of this?

Darn!  Have been signing all my disputes!  What is the story on this and does it affect the decision?
Valued Contributor
Posts: 1,694
Registered: ‎08-07-2007
0

Re: Do not sign disputes? I have never heard of this?

Wow. I am so suprised. I do not know why I really am suprised, but I guess I just thought because I felt badly about the two times I let a medical go to collections, and what was really the right thing to do regarding paying them, that I thought that collections people were not really bad people. that they were just trying to do their job.
 
But now that I hearing such strong renouncements from the people on this board to not sign stuff- I have to say I am totally rethinking collection agencies. I mean, I always knew they could be ruthless and take advantage of people who didn't know their rights- but I was thinking more along the lines of them calling people at work or leaving messages all day long on their ans. machines to drive them nuts. I know- I went through a period of that about 11 to 12 years ago. It was until I did some research I found out then that I could tell them not to call me, etc.
 
Wow.
Valued Contributor
Posts: 1,694
Registered: ‎08-07-2007
0

Re: Do not sign disputes? I have never heard of this?

I totally signed one of my GW letters. But it was to Dept of Education in KY so hopefully that won't be the case. This is not a collections agency. Just a GW letter asking to remove the "one"  90 day late that keeps appearing as four because of the way they split up the loans.
 
Wow. Now I know better. Gosh- I am learning so much on this board.
Moderator Emeritus
Posts: 7,326
Registered: ‎06-18-2007
0

Re: Do not sign disputes? I have never heard of this?



netpanther wrote:
I totally signed one of my GW letters. But it was to Dept of Education in KY so hopefully that won't be the case. This is not a collections agency. Just a GW letter asking to remove the "one"  90 day late that keeps appearing as four because of the way they split up the loans.
 
Wow. Now I know better. Gosh- I am learning so much on this board.



it is ok to sign GW letters,disputes with CRA BUT NEVER to a CA!!
Established Contributor
Posts: 716
Registered: ‎06-03-2007
0

Re: Do not sign disputes? I have never heard of this?

[ Edited ]
My sig was on a DV to the infamous CA  Portfolio Recovery.
 
Thinking of changing my name & sailing to Panama.


Message Edited by Anderson on 08-26-2007 01:54 PM
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.