Reply
Established Contributor
awdsmama
Posts: 756
Registered: ‎01-20-2012
0

Do you monitor your under-age kids reports?

Do any of you monitor your minor childrens credit reports?

 

Never dawned on me to do it really but just got to thinking about it.  Mixups with SSNs could happen to anyone.....

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Community Leader
Valued Contributor
starry1
Posts: 2,319
Registered: ‎11-29-2012
0

Re: Do you monitor your under-age kids reports?

[ Edited ]

I do because my ex has used their socials before to get utilities, credit, etc. Weird, I've been monitoring their credit for years, but never looked at mine until a few months ago. I just had my reports frozen when the ex was trying to ruin my credit as revenge for divorcing him.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 12/12/14 TU 659; EQ 659; EX 653
Goal Score:  625 for now– New goal 675

Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $10k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $500 / Target $400 / PPSC $800 / Texaco $400 (last app 09/29/14)
Frequent Contributor
QAMngrGirl
Posts: 463
Registered: ‎11-28-2012
0

Re: Do you monitor your under-age kids reports?

I have (2) children 12 & my oldest is of age now, but up until then they had security freezes due to family related identity theft. I have never pulled them though.

Start: Nov'12 EQ 699/EX 685/TU 696 / Current: April''14 EQ 715/EX 709/TU 709 * Goal 750+


Established Contributor
InvincibleSummer3
Posts: 640
Registered: ‎11-20-2012
0

Re: Do you monitor your under-age kids reports?

Yes. Yearly.

 

My son is a Jr., and there are some potential identity fraud issues with his dad. And my daughter had cancer, and somehow medical bills would occasionally be listed under her SSN instead of mine.

 

It's a bit of a pain (well, TU's not so bad as you can do it all online; EQ & EX require paperwork to be sent in though) but it's worth my peace of mind.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}