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Does Lending Club Show up on your credit report?

Established Contributor

Does Lending Club Show up on your credit report?

Hey All!

 

Back in October, I took out a loan from "The Lending Club". I did a little research, and I THOUGHT that it DOES NOT show up on your credit report. However, I just received a notification from "Credit Karma" that a new account posted onto my credit report. I went to My Fico, and got a new credit report, and its not showing up.

 

Does anyone have any experience with "Lending Club" and do you know if it shows up or not? Its been since October and I still don't see it on there.

 

Thanks for the input!

Chase Sapphire Reserve-10k
Chase Freedom-4k
1st Financial Bank USA-11.4k
USAA Amex-7.5k
USAA Visa Sig-7k
Citi Thank you Preferred-4.8k
Citi Diamond-2k
Amex Gold-NPSL

FICO8-11/2017
EX: 737
EQ: 722
TU: 735
Message 1 of 8
7 REPLIES
Moderator Emeritus

Re: Does Lending Club Show up on your credit report?

It'll report to EX and TU, but not EQ.

 

 

Message 2 of 8
Established Contributor

Re: Does Lending Club Show up on your credit report?

Is there any reason why it has NOT shown up on my fico report??? Its been an active loan since October.

Chase Sapphire Reserve-10k
Chase Freedom-4k
1st Financial Bank USA-11.4k
USAA Amex-7.5k
USAA Visa Sig-7k
Citi Thank you Preferred-4.8k
Citi Diamond-2k
Amex Gold-NPSL

FICO8-11/2017
EX: 737
EQ: 722
TU: 735
Message 3 of 8
Moderator Emeritus

Re: Does Lending Club Show up on your credit report?

Are you looking at your EQ FICO report?

Message 4 of 8
Established Contributor

Re: Does Lending Club Show up on your credit report?

Not necessarily,  It doesn't show up on my transunion report either.

Chase Sapphire Reserve-10k
Chase Freedom-4k
1st Financial Bank USA-11.4k
USAA Amex-7.5k
USAA Visa Sig-7k
Citi Thank you Preferred-4.8k
Citi Diamond-2k
Amex Gold-NPSL

FICO8-11/2017
EX: 737
EQ: 722
TU: 735
Message 5 of 8
Moderator Emeritus

Re: Does Lending Club Show up on your credit report?

I'd give it a little more time. IIRC, it took 2-3 billing cycled for it to report to TU. Seems like it appeared 2 months after EX. Personally, I wish it wouldn't report.

Message 6 of 8
New Member

Re: Does Lending Club Show up on your credit report?

I have had a LC loan for 14 months and it does not show on any of my reports. I have all 3 as a result of getting 6 cc's and a vehicle loan within the last 3 months.

Message 7 of 8
New Member

Re: Does Lending Club Show up on your credit report?

Also, around that same time, I got a Prosper loan as well (competitor of LC) and that one does show on reports

Message 8 of 8