Credit Card Center Advertiser Disclosure†
12-05-2012 07:06 PM
Im not talking about if they send you to collections, im just asking if they report if you pay a couple of days late. (With contract)
12-05-2012 07:10 PM
Usually if its less than 30 days no. My friend had an experience with verizon in which they cut his service for not paying then solicited him for the debt internally and when they didn't succeed they sent him a letter stating they closed all his lines and charged the maximum possible cancellation fee per line and then sent it to external collection agency - last I heard atleast.
Starting: 563 | Current: 748 (TU 8/15) | Goal: 800 | Garden since: 08/10/2015
12-05-2012 07:13 PM
No they do not...... I have a friend that works for them....... just called him and asked......
12-05-2012 07:16 PM
they dont report lates or collections. i have a friend whos always late to the point they suspend her line monthly lol
12-05-2012 07:46 PM
I used to work as a CSR for a cell phone company and as a general rule, if a customer went 30+ days late they MAY get reported to the credit agencies and we were told to advice the customer of this (you could call in for a payment arrangement and -to my understanding- keep the account current (also prevent suspension) with no ill effect even if you have 30+ days behind). I have seen family members get reported for 30 days and have seen others have 60 days and not get reported, it is a YMMV thing. I would expect it to report at the 30 day mark and try to avoid it.
12-05-2012 09:20 PM
They reported me when I closed a line and refused to pay the termination fee. Reported it to collections mobile solutions or something and I was able to pfd it.
12-05-2012 10:35 PM
I forgot to pay my bill one time and the line was suspended (for a few hours) but they did not report. When you start service with them they do a hard inquiry though. I think most cell companies won't report unless it goes to collections.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.