06-27-2007 11:56 AM
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06-27-2007 04:49 PM
06-28-2007 06:04 AM
Why can't I see my credit report and FICO score update daily?
Your credit report and the associated FICO score do change regularly, but rarely on a daily basis. Lenders typically report updated account information to the credit bureaus every month, which may or may not result in a change to your FICO score. In a given three-month time period, only about one in four people has a 20-point change in their FICO score, so it's not that helpful to check your report and score on a daily basis. You can certainly purchase reports daily, but more often than not you will not see changes on a daily basis.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO