Does anyone know which fico score Discover loans pull.?

[Anonymous]

So I am thinking about applying for a discover loan but I need ti know which Fico score do they pull. Is it the Fico 04 or Fico 8 model? Also what is the minimum score do they approve?. I have a 714 Fico 08 score and 675 ex and Eq fico 08 scores

[silkysean]

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@Anonymous wrote:

So I am thinking about applying for a discover loan but I need ti know which Fico score do they pull. Is it the Fico 04 or Fico 8 model? Also what is the minimum score do they approve?. I have a 714 Fico 08 score and 675 ex and Eq fico 08 scores

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Depends on area but for me they pulled exquifax fico 08 lowest out of all of them but use transunion fico 08 for soft pull Cli 

[Anonymous]

east coast

[Appleman]

Just curious as to why Discover loans?

Have you checked out Prosper.com, Lendingclub.com, Sofi.com and a long host of other personal loan lenders that allow you to see if you pre-qualify with only a soft pull (SP)?

The reason I ask is that Discover did not have the lowest rates when I was comparing loan companies.

[Anonymous]

lending club did give me a offer but it was like 19% interest rate ....crazy