myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

Does credit karma allow people to access past credit reports?

tag
Get Access Now
Anonymous
Not applicable
‎10-22-2014 04:20 PM
‎10-22-2014 04:20 PM

Does credit karma allow people to access past credit reports?

Hey everyone, if I signed up today, would credit karma allow me to see past credit reports or past credit report information from the 3 bureaus?
Message 1 of 4
0 Kudos
3 REPLIES 3
Simply827
Established Contributor
‎10-22-2014 06:25 PM
‎10-22-2014 06:25 PM

Re: Does credit karma allow people to access past credit reports?

Nope. You will only have access to reports during times you were a CK member.

Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+
Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Message 2 of 4
0 Kudos
coldnmn
Mega Contributor
‎10-23-2014 04:14 AM
‎10-23-2014 04:14 AM

Re: Does credit karma allow people to access past credit reports?

CreditKarma is only a current fako from TransUnion.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 3 of 4
0 Kudos
takeshi74
Senior Contributor
‎10-23-2014 05:03 AM
‎10-23-2014 05:03 AM

Re: Does credit karma allow people to access past credit reports?

CK does let you look at prior TU reports but those reports were pulled whenever CK updated.

 

@coldnmn wrote:

CreditKarma is only a current fako from TransUnion.

See also:

https://help.creditkarma.com/hc/en-us/articles/202557834-What-is-my-full-credit-report-

https://help.creditkarma.com/hc/en-us/articles/202674340-Where-does-Credit-Karma-get-its-information...

Message 4 of 4
0 Kudos
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.