I got hit with this as a negative on all three of my reports for my $24000 student loan balance: "The balances on your non-mortgage credit accounts are too high." My FICOS are TU- 748, EQ- 783, EXP- 759. We will be buying a new house in three years so I will be upping the payments on them to knock that balance down before we apply. My payment history on the student loans is perfect, but I was paying minimums on a great consolidation interest rate. I would have started before now on overpaying them but I wanted to zero my CC balance before taking on that one.
dog wrote:for your scores, i would assume all of your student loan debt.