Double entries on CR

Anonymous · ‎03-14-2008

OK, Student loans again, this one is DH. Three entries for Nelnet...... they turned it over to ECMC. I PIF ECMC. Can I get Nelnet to remove their negs due to double entries??If so do I dispute through them or CR or both?

Anonymous · ‎03-14-2008

hopeless wrote:
OK, Student loans again, this one is DH. Three entries for Nelnet...... they turned it over to ECMC. I PIF ECMC. Can I get Nelnet to remove their negs due to double entries??If so do I dispute through them or CR or both?

If Nelnet is the OC and are reporting along with ECMC, which is a CA......both can report until the drop date. This is not double reporting!

Are the 3 enteries for 1 loan or 3???

Anonymous · ‎03-14-2008

Yes, I think it is the OC. So even though the CA has been paid in full theres not a way for me to delete the OC's record? Its for three entries (3 student loans). They have it listed as placed for collections

Anonymous · ‎03-14-2008

Nope. An OC and a CA can report up till the drop date paid or unpaid. A paid debt will not help scores though. This is why we use GW letters and PFD.

You can dispute the OC on all 3 because they haven't updated. The correct reporting would be collection/paid/settled something like that BUT they do not have to delete until the 7-7.5 year from DOFD.

You might want to dispute & wait for the CRAs to answer & if it is updated.....then send GW to the OC