Down to one message for denied credit! Woot!

[Anonymous]

I am sure that title sounds silly, but now my ONLY reason for credit denial is that I have applied for too much new credit recently. (Stupid on my part and that is ceasing, but I was trying to have more available credit to make the bigger picture look better.)

In my mind, it's the "tamest" reason and the easiest for me to "fix". :-)

And I have this board to thank for it. As soon as I get my utility down, I am confident that my scores will shoot up, too. Woot! :-)

Thanks MyFico members! :-)

[Anonymous]

To funny but hey woot woot to ya ! your getting there

Heres what mine says

im a four liner lol

1. Excessive delinquent past credit experience

2. Number of collections

3.Excessive Revolving Trades Utilized

4. Insufficiant total credit limits

Geeeez have I GOT SOME WORK TO DO WISH THEY WOULD LOOK AT ALL THE LOANS IVE PD OFF  SO WHAT i WAS LATE A COUPLE TIMES i ALWAYS PD THEM UP

 Now collections I can see that most are medical and IM NOT PAYING THEM ILL WAIT 7 YRS IM GETTING CLOSE LOL

Gooood Luck to ya

[dp321]

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@Anonymous wrote:

I am sure that title sounds silly, but now my ONLY reason for credit denial is that I have applied for too much new credit recently. (Stupid on my part and that is ceasing, but I was trying to have more available credit to make the bigger picture look better.)

In my mind, it's the "tamest" reason and the easiest for me to "fix". :-)

And I have this board to thank for it. As soon as I get my utility down, I am confident that my scores will shoot up, too. Woot! :-)

Thanks MyFico members! :-)

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Just wondering, how many inquries did you in the past year and what credit card is this for?

[Anonymous]

I am not sure of the # right off hand and it was for Chase BP Visa.