EQ listing as an Account versus Collection

[Anonymous]

I have an account on my EQ report that shows as an open account with the description as Collection and a status as 120+ days past due.  This same account shows as a collection on my TU & EX report.

Since it is listed as an account it shows my outstanding balance as $2700 more then what TU & EX show.

Should I dispute this item to get it listed under collection or leave it in the accounts section??  What will help my fico score more at this point?

[Anonymous]

bump

[fused]

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hgolf1848 wrote:

I have an account on my EQ report that shows as an open account with the description as Collection and a status as 120+ days past due.  This same account shows as a collection on my TU & EX report.

Since it is listed as an account it shows my outstanding balance as $2700 more then what TU & EX show.

Should I dispute this item to get it listed under collection or leave it in the accounts section??  What will help my fico score more at this point?

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Who is reporting this account on all three reports? Is it a credit card? What state do you live in?

[Anonymous]

It is actually two collection agencies.  One is Midland Credit Management which as a balance.  The OC was Citibank.  The second is Palisades Collection Agency which is paid in full.  I live in TX

[Anonymous]

Hho,

I am in the same boat... Can anybody help?