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http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&thread.id=44539
OOPS! I see this is a SUPER old thread, but these guys just hit me with an inquiry as well!
EQUIFAX MORTGAGE SERVICES
So, who are they?
We are finally homeowners!!
Closed May 5th-30 yr fixed at 5.25%.
They got me two months ago. I closed on a house in October and then got the pull a month later. If you're in the same boat, then it's an audit and you did agree to it somewhere in all that paperwork you signed.
If you didn't just close on a house, then I don't know what to tell you.
We applied to rent a townhouse in VA two days ago and this showed up as an alert. I guess the owners are using them to verify credit????
Your lender used Equifax Mortgage Services to provide a Tri-pull.
This is a CRA they pull on behalf of their client which is reported as the end user on the credit report. If it does not display on the credit report call customer service.