12-28-2007 07:02 PM
02-04-2009 10:05 PM - edited 02-04-2009 10:13 PM
OOPS! I see this is a SUPER old thread, but these guys just hit me with an inquiry as well!
EQUIFAX MORTGAGE SERVICES
So, who are they?
We are finally homeowners!!
Closed May 5th-30 yr fixed at 5.25%.
02-05-2009 07:44 AM
Hubby's FICOs when we started: high 400s (June 2008)
Hubby's FICO NOW (04/06/09): TU: 679 EQ: 608 EX: ???
My FICOs: TU: 643, EQ: 606
Closed on new home: 1/20/2009 -- If we can do it, YOU can do it!!
02-05-2009 11:33 AM
They got me two months ago. I closed on a house in October and then got the pull a month later. If you're in the same boat, then it's an audit and you did agree to it somewhere in all that paperwork you signed.
If you didn't just close on a house, then I don't know what to tell you.
05-19-2010 04:56 AM
We applied to rent a townhouse in VA two days ago and this showed up as an alert. I guess the owners are using them to verify credit????
05-19-2010 07:53 PM
This is a CRA they pull on behalf of their client which is reported as the end user on the credit report. If it does not display on the credit report call customer service.
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