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Valued Member
Posts: 48
Registered: ‎05-20-2007
0

EX Disputes

Ok - I searched for this and am still posting...
 
I have finally got around to disputing with EX.  On July 2nd I disputed a medical collection and three seperate lates with CC TLs. 
 
My EX FAKO on July 2nd = 652 (before dispute)
My EX FAKO on July 5th = 750  (after dispute - in process)
 
I am assuming this is because the disputed items are not being considered while in dispute?  I have not pulled my EX FICO due to cost.   I don't see any changes yet (except "consumer disputes") and while excited I think this is short-lived (way too much bump). 
 
Thoughts?
Do you think CC companies are seeing the 750? 
May be time for a quick application in my future at 750?
Does Marriott Rewards pull EX?
 
Thanks in advance for input...
Moderator Emeritus
Posts: 16,373
Registered: ‎03-12-2007
0

Re: EX Disputes



daWorm wrote:
Ok - I searched for this and am still posting...
 
I have finally got around to disputing with EX.  On July 2nd I disputed a medical collection and three seperate lates with CC TLs. 
 
My EX FAKO on July 2nd = 652 (before dispute)
My EX FAKO on July 5th = 750  (after dispute - in process)
 
I am assuming this is because the disputed items are not being considered while in dispute?  I have not pulled my EX FICO due to cost.   I don't see any changes yet (except "consumer disputes") and while excited I think this is short-lived (way too much bump). 
 
Thoughts?
Do you think CC companies are seeing the 750? 
May be time for a quick application in my future at 750?
Does Marriott Rewards pull EX?
 
Thanks in advance for input...


Your FAKO EX does not matter! Pull your FICO EX before applying for a new card.
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1
Valued Member
Posts: 48
Registered: ‎05-20-2007
0

Re: EX Disputes

I did and it shows with the upward tick just like FAKO.  My posting was mostly curiousity about the reporting and if some disputes aren't removed, will I see a point decrease?  Based on limited responses, I am guessing my best bet is waiting the 30 days for resolution - fingers crossed it doesn't go down.
 
Thanks for the response - it is great to see such activity on this board.
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