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so....the EX score i get from credit check total......is that going to be the same score CC's & lenders are going to see and use when they pull my EX score?
I did not know that they developed their own scores.....so EX FICO scores no longer exist?
so confused..but i had a feeling that they did this so people would use their sites.
@Anonymous wrote:so....the EX score i get from credit check total......is that going to be the same score CC's & lenders are going to see and use when they pull my EX score?
I did not know that they developed their own scores.....so EX FICO scores no longer exist?
so confused..but i had a feeling that they did this so people would use their sites.
EX FICO exists, they have to provide it to businesses who ask, they just don't provide that to the consumer and force the consumer to only get their own PLUS score which is useless but a source of income for them.
thans for the info!
the PLUS score....is that what i get from credit check total.....or is that something else i have to pay for.....i pay for the cct subscription
@Anonymous wrote:thans for the info!
the PLUS score....is that what i get from credit check total.....or is that something else i have to pay for.....i pay for the cct subscription
Pretty much. Although I am not sure when they shove the PLUS and when they shove the Vantage score, but either way they are useless to us. So if it comes for free, eh, but if not then don't pay for it.
molly73 wrote:
i remb when they stopped offering it on myfico....i just did not know if they decided to offer it on their own....but it still looks like they are barring consumers from seeing it....makes no sense.
why can't they offer the real EX FICO scores on sites that they own....that is what gets me!!
EX can BITE ME. Bunch of bottom-feeders. I am absolutely going to make sure I don't use anyone who pulls EX whenever possible. Most of my inq. were TU and EQ anyway.
i know that there have been threads in the past about who pulls what......but what about a thread/sticky on companies that don't pull EX.
i maj just start looking at CUs...for the most part i think they only pull EQ
@fishbjc wrote:EX can BITE ME. Bunch of bottom-feeders. I am absolutely going to make sure I don't use anyone who pulls EX whenever possible. Most of my inq. were TU and EQ anyway.
I know how you feel. Now calm...don't let them ruin your day any more than they have.
@Anonymous wrote:i know that there have been threads in the past about who pulls what......but what about a thread/sticky on companies that don't pull EX.
i maj just start looking at CUs...for the most part i think they only pull EQ
As stated many times, there is no way to know who pulls what as there is no rule for this. They all can and will pull from whom they want and its many times dependent on where YOU live too, so that would not serve a real purpose, although I am all for trying.