Easy one--Credit Reports

[getnthere]

Does anyone know a credit report source that gives you a report with your actual utilization that creditors see, not just your total balance and limits?

[krielly]

I'm confused by your post. Your balance divided by your limit IS your utilization......

ie: Balance 200, Credit Limit 1000

200/1000=.20 or 20%

[Anonymous]

CreditKeeper.com lists overall utilization fro $9.99 per month and the reports are accurate. The scores are FAKOS.

Remember you can have an overall utilization of less than 30%, but having any one card over 10% utilization lowers your score.

Best Wishes.

Message Edited by creditgotmedown on 04-16-2009 05:51 AM

[Anonymous]

The reports from here show you your utilization.