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How could this possibly be?Transunion and Experian have me almost 300 points lower than Equifax.
FWIW, Equifax reports my FICO at 624.
Please help
Where did you pull the 829/545/564 scores from?
Have you pulled your TU FICO score from here yet?
I pulled these scores from Transunion's site: Truecredit.com
I have not pulled the TU FICO from this site yet.
True Credit reports come with Vantage scores. Vantage uses a scale with a maximum of 990 and different weighting of factors, so it wouldn't be too extreme to see a Vantage score 150-200 points (or more) higher than the comparable Fico score ...
So, is the Equifax FICO of 624 a more accurate CS?
I have documented with Transunion 2 errors in their report, and their response is pending.
My CS on freecreditreport.com, which is an Experian site, is 642.
Wanting to apply for an auto loan. My DTI is 1%. Will I be approved, and at what rate?
@Anonymous wrote:So, is the Equifax FICO of 624 a more accurate CS?
I have documented with Transunion 2 errors in their report, and their response is pending.
My CS on freecreditreport.com, which is an Experian site, is 642.
Wanting to apply for an auto loan. My DTI is 1%. Will I be approved, and at what rate?
More bad news. This is not a FICO score. It's called a Plus score. No one has been able to pull their own Experian FICO score since February of 2009. Creditors can pull Experian and also there is a CU in Pennsylvania that supplies that information to it's members only. You can only buy true FICO scores at a few places. One place is here at myfico. I suggest you do an internet search for "myfico discount codes" to save a little money. You can also purchase your Equifax score at www.equifax.com (If you look hard enough) and your Transunion score at www.transunioncs.com.
From a BK years ago to:
9/09 EX pulled by lender 802
3/10 EQ- 800
6/10 TU -772
You can do the same thing with hard work
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