"Thank you for writing myFICO. As mentioned in the previous email, the report
that you faxed from CSC Credit Services is not showing any payment history for
the three IDAPP accounts when there has been payment history made on these
accounts as it appears they were at one time out of deferrment. To better
research this issue, we need a credit report to compare that was pulled from
Equifax at www.annualcreditreport.com (where you are entitled to a free report
from each bureau once per year). This will be what Equifax is reporting
directly. Once that credit report has been pulled, please review the IDAPP
accounts. If they do not show that they were ever 60 days late, please fax the
report into myFICO Customer Care at (515)265-2415. We will then be able to
comapare the two reports better and more accurately and respond to you with the results.
myFICO Customer Care"