07-25-2007 01:47 PM
07-25-2007 02:06 PM
tiburones5 wrote:I finally got a score watch alert a few days ago that my Eq score went up 16pts. When I read the alert, it listed my Chevron acct old bal $515, new $515 and said re-investigation- investigation in process.Why did my scores go up? My chevron bill should be $90 as I paid it down but does it mean that Eq supresses the account while it's investigating disputes or couldit be something different?
07-25-2007 02:42 PM
There are some things FICO will not calculate while a TL is in dispute. Does that mean you should dispute in hopes of increasing your score? NO! This could easily backfire.
Collections and public records do not apply and are never exempt while in dispute.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.