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So I pulled the latest copy of my credit report and noticed something odd with Equifax. I have 5 open Revolving accounts and 3 closed. EX and TU are reporting it correctly but for some odd reason EQ is reporting 8 open Revolving account and 0 closed. Basically it is reporting all of my revolving accounts open even though these accounts have been closed since 2014. When I see the comments posted by Creditors in the report it states as follows, "Account closed at consumers request" but EQ shows "PAID ACCOUNT / ZERO BALANCE" and even "CREDIT CARD" in the comment section. Is that a mistake or perhaps EQ wants creditors to report closed accounts differently? Any opinion is very much valued. Thank you
@Jaylima91 wrote:So I pulled the latest copy of my credit report and noticed something odd with Equifax. I have 5 open Revolving accounts and 3 closed. EX and TU are reporting it correctly but for some odd reason EQ is reporting 8 open Revolving account and 0 closed. Basically it is reporting all of my revolving accounts open even though these accounts have been closed since 2014. When I see the comments posted by Creditors in the report it states as follows, "Account closed at consumers request" but EQ shows "PAID ACCOUNT / ZERO BALANCE" and even "CREDIT CARD" in the comment section. Is that a mistake or perhaps EQ wants creditors to report closed accounts differently? Any opinion is very much valued. Thank you
Its a closed account, they just say it differently.