General Credit Topics

[dannydannyFICO]

I'm looking at my Equifax report and it says

Most Recent Account DISCOVER FINANCIAL S  (Opened 09/xx/2012)

Inquiries - Requests for your Credit History

Numerous inquires on your credit file for new credit may cause you to appear risky to lenders, so it is usually better to only seek new credit when you need it. Typically, lenders distinguish between inquiries for a single loan and many new loans in part by the length of time over which the inquiries occur. So, when rate shopping for a loan it's a good idea to do it within a focused period of time.

Inquiries in the Last 2 Years 1
Most Recent Inquiry THE HOME DEPOT/CBSD (06/xx/12)

The question is: Did Discover issue a credit card to me without doing a hard pull?

[dannydannyFICO]

nevermind. i just checked TransUnion and the hard pull popped up there.

[Shogun]

Yes, they pulled another CRA.   I've had the last 3 of mine pull TU.