Hopefully I have put this in the right section.
I have been trying to get my Equifax credit report for some time. Whether it is from being denied from a credit app, or doing the yearly pull,. I have never been able to retrieve it. I put in my information and then get the questions to validate my identity which are usually who has my mortgage (and amount paying), car loan, and what street I live on. Problem is, none of the questions even pertain to me..I do not have a mortgage or car loan..Since my sister and I both have similar names, a lot of her credit report info is actually on mine. Even after I try answering the questions as her or as myself, I still am unable to get my report without sending in all the info they want me to mail in..Is there any way around this or an actual person I can speak to?
the below link has info on how to obtain your free anual report and has Call 1-877-322-8228 to get at your report if they can't help you I'm sure they can point you in correct direction to getting access and disputing information on your report that possibly isn't yours and being used for id verification.