02-18-2009 06:52 PM
i noticed a lot of tv ads for equifax...they state that "Fico scores are the ones that most creditors use, get your FICO score at Equifax" ...they say this multiple times and are offering free "FICO score, until March 1"
has anyone else seen these ads or use this service? How can they offer "FICO" scores? I thought only here...
02-18-2009 07:39 PM
03-16-2009 01:59 PM - last edited on 03-16-2009 03:24 PM by Barry
Equifax is the only credit reporting agency that exclusively provides the FICO score to consumers. Consumers can rest assured that any Equifax product they purchase, including Equifax 3-in-1 Monitoring + FREE FICO Score, will only contain the FICO score.
Equifax and FICO do have a relationship; it is that relationship that enables Equifax to provide consumers with the FICO score in all of its products and for FICO to provide Equifax Score Watch through myFICO.com.
Edited to remove personal information
03-16-2009 02:37 PM
Now, I like the sounds of that. I am truly impressed that the 3 in 1 is a FICO based score. I have the SW and Credit Watch 3 and 1 Monitoring. I am going to actually go and use my 3 in 1 and see what the scores are now that I know it is FICO derived. One thing I know for sure is that of the 3 CRA's, I have had the best of luck with Equifax when I have a dispute or question. With my creditwatch, when I call the 1-800#, I almost always talk to somebody that sounds like they are from the states and you can actually understand them and that is truly a treasure.
03-16-2009 03:40 PM - edited 03-16-2009 03:41 PM