hello all, I have the following on my EQ report: I NEED HELP IN IDENTIFY THE DELETE DATE.
TYPE OF ACCT :Mortgage loan:
Current status: showing EQ ((((((-PAYS AS AGREED-)))))
ACCOUNT HISTORY WITH STATUS CODE: (1) mean first 30 day late = 5/2001
second 30 day late 
1) 12/2001
1) 12/2001third 30 day late: (1) 10/2002
fourth 30 day late: (1) 01/2003
DATE OF LAST ACTIVITY : 02/2003 ( I think EQ use this date ??? not sure -7 yrs from here ???to delete??
DATE OF LAST PAYMENT: 03/2003
ACCOUNT CLOSED : 05./2003
I think EQ will deliete this account on : 7 yrs FROM: DATE OF LAST ACTIVITY ....IS THIS THE CORRECT DATE TO USE ..... ??? 2/2003
MY QUESTION IS SINCE THE ACCOUNT IS ON THE STATUS:
((((( PAYS AS AGREED.))))
CAN EQ USE THE 10 YRS RULES .... SINCE THE ACCT IS SHOWING ((( PAYS AS AGREED) TO DELETE IT. ((((very sad if they use this date)))))
my opinion is that THE ACCOUNT ((( was not))) PAID AS AGREED as showing BECAUSE OF THE (3) 30 DAYS LATE MADE ON THE ACCOUNT.WHY THEY CONSIDER ((pay as agreed)). for me this means never been late are all.
I THINK THEY SHOULD GO BY THE DATE OF THE FIRST DELINQUENCY: 12/2001 which is the fist late payment .... AND THE DELETE DATE SHOULD BE THIS YEAR 5 / 2008???
i need to know when this accout should (((((DELLETE )))) FROM EQ
thanks,
