Equifax score dropped 11 points after dispute!

[Anonymous]

I disputed 4 security finance accounts that said open. I thought it would be better to say closed than open and stay on my report forever. My score dropped 11 points. This is the explanation it said:

The following 1 new negative factor(s) are hurting your score:

• The length of time your accounts have been established is relatively short.

[Anonymous]

Length of history is 35% of your scores. If the CRAs deleted these TL and they were old ...there went your length of history.

Never close a good TL.

Message Edited by HappyDays on 03-09-2008 08:15 PM

[ngerasimatos]

I have learned to never dispute any account that was/is reporting in a positive factor as it may be deleted inadvertently.