i checked out experian CMS for 1 month for $5. after spending 30 minutes finding the # to cancel, i called and did just that before the $15/month charge started. they countered with $7/month but i declined.
so if anyone rebuilding needs a cheap CMS just cancel EXP before the first month ends and it's $7 for EXP CMS, unlimited pulls, and FAKO.
beware clicking around there, every other link is "Get All 3 Reprts and Scores!" that will cost you a pretty penny ($39)