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Established Contributor
Posts: 712
Registered: ‎06-11-2012
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Experian FICO!!

......is coming back to myFICO in a few weeks! YAY!!!


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Valued Contributor
Posts: 2,066
Registered: ‎06-16-2012
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Re: Experian FICO!!


eviLution wrote:

......is coming back to myFICO in a few weeks! YAY!!!


are you serious?

Cards: (Chase x8) (Citi x6) (Amex x6) (BofA x3) (US Bank x3) (Barclays x4) (WF x2) (Cap1 x4) (Synch x4) (Penfed x2) (Macys Amex, Discover, USAA, Fidelity, NASA x1), PLOC: Citi (18k) WF (10k), Personal Loan: USAA (25K), Auto Loans: Ally, Audi Financial.
Valued Contributor
Posts: 1,507
Registered: ‎07-24-2011
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Re: Experian FICO!!

I was excited about the news as well.  However what has not been defined is what scoring model they will offer.  If they decide to offer an obsolete model then we're in the same boat as we are with the TU model offered here.

 

Here is the link discussing it in the feedback forum:  http://ficoforums.myfico.com/t5/myFICO-Product-Feedback/Experian-coming-back-to-myfico/td-p/2129755


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Established Contributor
Posts: 712
Registered: ‎06-11-2012
0

Re: Experian FICO!!


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
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Valued Contributor
Posts: 2,066
Registered: ‎06-16-2012
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Re: Experian FICO!!


Rhaeny wrote:

I was excited about the news as well.  However what has not been defined is what scoring model they will offer.  If they decide to offer an obsolete model then we're in the same boat as we are with the TU model offered here.

 

Here is the link discussing it in the feedback forum:  http://ficoforums.myfico.com/t5/myFICO-Product-Feedback/Experian-coming-back-to-myfico/td-p/2129755


thanks for the info Rhaeny and hopefully its the one used by most lenders. If not i agree, no use paying for it.

Cards: (Chase x8) (Citi x6) (Amex x6) (BofA x3) (US Bank x3) (Barclays x4) (WF x2) (Cap1 x4) (Synch x4) (Penfed x2) (Macys Amex, Discover, USAA, Fidelity, NASA x1), PLOC: Citi (18k) WF (10k), Personal Loan: USAA (25K), Auto Loans: Ally, Audi Financial.
Established Contributor
Posts: 887
Registered: ‎03-04-2013
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Re: Experian FICO!!


Rhaeny wrote:

I was excited about the news as well.  However what has not been defined is what scoring model they will offer.  If they decide to offer an obsolete model then we're in the same boat as we are with the TU model offered here.

 

 

What is the problem with the TU FICO they provide here?  I thought FICO is FICO...  looks like more reading for me?  Smiley Wink

FICO: EQ 759 | TU 754 | EX 737
Amex BCE $25k, SFFCU Visa $15k + LOC $5k, USAA Amex $6k, USAA MC $7k, Cap1 $4.5k, Freedom $9.2k, Slate $500, Barclays SM $9k, USBank Cash+ $5k, Citi Diamond $5.3k, Citi Double Cash $1k, Care Credit $13.5k.

My Credit Repair Journey
Valued Contributor
Posts: 1,486
Registered: ‎08-30-2011
0

Re: Experian FICO!!


kroberts67 wrote:

Rhaeny wrote:

I was excited about the news as well.  However what has not been defined is what scoring model they will offer.  If they decide to offer an obsolete model then we're in the same boat as we are with the TU model offered here.

 

 

What is the problem with the TU FICO they provide here?  I thought FICO is FICO...  looks like more reading for me?  Smiley Wink


More reading...!
 
Credit Scoring 101:
The Son Of Credit Scoring 101

 

Diners Club Premier MasterCard $50K / AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10.5K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 818 EQ = 823 TU = 822 as of 07/15
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