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Experian FICO!!

Established Contributor

Experian FICO!!

......is coming back to myFICO in a few weeks! YAY!!!


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 1 of 7
6 REPLIES
Valued Contributor

Re: Experian FICO!!


eviLution wrote:

......is coming back to myFICO in a few weeks! YAY!!!


are you serious?

gardening since 5/21/2016
Message 2 of 7
Valued Contributor

Re: Experian FICO!!

I was excited about the news as well.  However what has not been defined is what scoring model they will offer.  If they decide to offer an obsolete model then we're in the same boat as we are with the TU model offered here.

 

Here is the link discussing it in the feedback forum:  http://ficoforums.myfico.com/t5/myFICO-Product-Feedback/Experian-coming-back-to-myfico/td-p/2129755


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 3 of 7
Established Contributor

Re: Experian FICO!!


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 4 of 7
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Valued Contributor

Re: Experian FICO!!


Rhaeny wrote:

I was excited about the news as well.  However what has not been defined is what scoring model they will offer.  If they decide to offer an obsolete model then we're in the same boat as we are with the TU model offered here.

 

Here is the link discussing it in the feedback forum:  http://ficoforums.myfico.com/t5/myFICO-Product-Feedback/Experian-coming-back-to-myfico/td-p/2129755


thanks for the info Rhaeny and hopefully its the one used by most lenders. If not i agree, no use paying for it.

gardening since 5/21/2016
Message 5 of 7
Established Contributor

Re: Experian FICO!!


Rhaeny wrote:

I was excited about the news as well.  However what has not been defined is what scoring model they will offer.  If they decide to offer an obsolete model then we're in the same boat as we are with the TU model offered here.

 

 

What is the problem with the TU FICO they provide here?  I thought FICO is FICO...  looks like more reading for me?  Smiley Wink

FICO: EQ 768 | TU 813 | EX 781

Amex BCE $25000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $8000, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $7500, Citi Diamond $7900, Citi Double Cash $3700, Care Credit $13500k.
My Credit Repair Journey
Message 6 of 7
Valued Contributor

Re: Experian FICO!!


kroberts67 wrote:

Rhaeny wrote:

I was excited about the news as well.  However what has not been defined is what scoring model they will offer.  If they decide to offer an obsolete model then we're in the same boat as we are with the TU model offered here.

 

 

What is the problem with the TU FICO they provide here?  I thought FICO is FICO...  looks like more reading for me?  Smiley Wink


More reading...!
 
Credit Scoring 101:
The Son Of Credit Scoring 101

 

EX = 849 EQ = 850 TU = 850 as of 07/2017
Retired and Retiring Cards!
Message 7 of 7