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Established Contributor
eviLution
Posts: 706
Registered: ‎06-11-2012
0

Experian FICO!!

......is coming back to myFICO in a few weeks! YAY!!!


Current Score: DCU EQ 714 - EX+ 746 - WM TU 746
Goal Score: 750+

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 6000 - Chase Freedom: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Valued Contributor
dodgerslv
Posts: 1,760
Registered: ‎06-16-2012
0

Re: Experian FICO!!


eviLution wrote:

......is coming back to myFICO in a few weeks! YAY!!!


are you serious?


Cards: (Citi x6) (Chase x5) (US Bank x3) (Amex x3) (Barclays x3) (BofA x3) (Cap1 x2) (WF x2) (Penfed x1) (Discover x1) (Sync/GE x4) (Macys x2)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Valued Contributor
Rhaeny
Posts: 1,507
Registered: ‎07-24-2011
0

Re: Experian FICO!!

I was excited about the news as well.  However what has not been defined is what scoring model they will offer.  If they decide to offer an obsolete model then we're in the same boat as we are with the TU model offered here.

 

Here is the link discussing it in the feedback forum:  http://ficoforums.myfico.com/t5/myFICO-Product-Feedback/Experian-coming-back-to-myfico/td-p/2129755


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Established Contributor
eviLution
Posts: 706
Registered: ‎06-11-2012
0

Re: Experian FICO!!


Current Score: DCU EQ 714 - EX+ 746 - WM TU 746
Goal Score: 750+

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 6000 - Chase Freedom: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Valued Contributor
dodgerslv
Posts: 1,760
Registered: ‎06-16-2012
0

Re: Experian FICO!!


Rhaeny wrote:

I was excited about the news as well.  However what has not been defined is what scoring model they will offer.  If they decide to offer an obsolete model then we're in the same boat as we are with the TU model offered here.

 

Here is the link discussing it in the feedback forum:  http://ficoforums.myfico.com/t5/myFICO-Product-Feedback/Experian-coming-back-to-myfico/td-p/2129755


thanks for the info Rhaeny and hopefully its the one used by most lenders. If not i agree, no use paying for it.


Cards: (Citi x6) (Chase x5) (US Bank x3) (Amex x3) (Barclays x3) (BofA x3) (Cap1 x2) (WF x2) (Penfed x1) (Discover x1) (Sync/GE x4) (Macys x2)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Established Contributor
kroberts67
Posts: 829
Registered: ‎03-04-2013
0

Re: Experian FICO!!


Rhaeny wrote:

I was excited about the news as well.  However what has not been defined is what scoring model they will offer.  If they decide to offer an obsolete model then we're in the same boat as we are with the TU model offered here.

 

 

What is the problem with the TU FICO they provide here?  I thought FICO is FICO...  looks like more reading for me?  :smileywink:



FICO: EQ 722 | TU 723 | EX 718
SFFCU Visa $11.3k + LOC $5k, USAA Amex $6k, USAA MC $7k, Amex BCE $13.5k, Cap1 $4k, Freedom $5k, Slate $3.2k, Barclays SM $5k.

My Credit Repair Journey
Valued Contributor
thom02099
Posts: 1,325
Registered: ‎08-30-2011
0

Re: Experian FICO!!


kroberts67 wrote:

Rhaeny wrote:

I was excited about the news as well.  However what has not been defined is what scoring model they will offer.  If they decide to offer an obsolete model then we're in the same boat as we are with the TU model offered here.

 

 

What is the problem with the TU FICO they provide here?  I thought FICO is FICO...  looks like more reading for me?  :smileywink:


More reading...!
 
Credit Scoring 101:
The Son Of Credit Scoring 101

 

AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 768 EQ = 828 TU = 834 - June/2014

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