Reply
Established Contributor
Posts: 742
Registered: ‎11-20-2012
0

Re: Experian Scores, is there a Fico?


GaTech wrote:

mauve wrote:

Not worth a hard pull to find out, IMO. I'd go with the assumption that the lower of your TU & EQ scores is what you're looking at.

 

However, here's one workaround - if you have a CC that pulls Experian, and you ask for and are denied a CLI with a soft pull and they reject you based on score, they have to give you that score.

 

YMMV.

 

It's also my understanding that you can no longer join PSECU if you don't live in PA. Do you live in PA?

 


There's an option on the link that says if you're not a resident of PA you cant become a member for $20.


Really? Because all I found was this:

https://join.psecu.com/Consumer/Xpress/public/Eligibility.aspx

 

And it says even if you pay the $20, you still have to be a permanent resident of PA. Bummer.

 

Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Experian Scores, is there a Fico?

It's been discussed on this board in the past but its worth repeating, you must be a resident of PA.
Established Contributor
Posts: 540
Registered: ‎10-22-2012
0

Re: Experian Scores, is there a Fico?


09Lexie wrote:
It's been discussed on this board in the past but its worth repeating, you must be a resident of PA.

:smileysad: gameover

Capital One Quicksilver- $5,000 (Thanks Cap1 Executive Office <3) | Chase Freedom - $7,100 | Chase Amazon -$1,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 (I know what an odd limit) | Fidelity Amex -$10,000 | Sallie Mae- $10,000 | Walmart $15,000 | DCU Platinum $12,000 | Discover IT - $7,500 | Amex EveryDay - $10,000  | Citi DoubleCash - $15,000

Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Experian Scores, is there a Fico?

I could be wrong though...I believe they changed it last year.

LS, am I wrong?
Valued Contributor
Posts: 1,507
Registered: ‎07-24-2011
0

Re: Experian Scores, is there a Fico?

Yes Lexie you are correct. That ship has sailed away. It just sucks that I wasn't able to go with them.

So in laymens terms, you cannot join anymore if you aren't a PA resident. All loopholes have been closed.

Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Regular Contributor
Posts: 120
Registered: ‎03-14-2013
0

Re: Experian Scores, is there a Fico?

IIRC there was a previous thread about Credit Sesame being the most accurate if no baddies are reporting.

Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Experian Scores, is there a Fico?

Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Experian Scores, is there a Fico?

What about Experians website? How close is the Plus score?
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.