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Established Contributor
InvincibleSummer3
Posts: 640
Registered: ‎11-20-2012
0

Re: Experian Scores, is there a Fico?


GaTech wrote:

mauve wrote:

Not worth a hard pull to find out, IMO. I'd go with the assumption that the lower of your TU & EQ scores is what you're looking at.

 

However, here's one workaround - if you have a CC that pulls Experian, and you ask for and are denied a CLI with a soft pull and they reject you based on score, they have to give you that score.

 

YMMV.

 

It's also my understanding that you can no longer join PSECU if you don't live in PA. Do you live in PA?

 


There's an option on the link that says if you're not a resident of PA you cant become a member for $20.


Really? Because all I found was this:

https://join.psecu.com/Consumer/Xpress/public/Eligibility.aspx

 

And it says even if you pay the $20, you still have to be a permanent resident of PA. Bummer.

 

Moderator
09Lexie
Posts: 25,958
Registered: ‎09-13-2012
0

Re: Experian Scores, is there a Fico?

It's been discussed on this board in the past but its worth repeating, you must be a resident of PA.
Established Contributor
zyzzus
Posts: 539
Registered: ‎10-22-2012
0

Re: Experian Scores, is there a Fico?


09Lexie wrote:
It's been discussed on this board in the past but its worth repeating, you must be a resident of PA.

:smileysad: gameover

Capital One Quicksilver- $5,000 (Thanks Cap1 Executive Office <3) | Chase Freedom - $7,100 | Chase Amazon -$1,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 (I know what an odd limit) | Fidelity Amex -$10,000 | Sallie Mae- $10,000 | Walmart $15,000 | DCU Platinum $12,000 | Discover IT - $7,500 | Amex EveryDay - $10,000  | Citi DoubleCash - $15,000

Moderator
09Lexie
Posts: 25,958
Registered: ‎09-13-2012
0

Re: Experian Scores, is there a Fico?

I could be wrong though...I believe they changed it last year.

LS, am I wrong?
Valued Contributor
Rhaeny
Posts: 1,507
Registered: ‎07-24-2011
0

Re: Experian Scores, is there a Fico?

Yes Lexie you are correct. That ship has sailed away. It just sucks that I wasn't able to go with them.

So in laymens terms, you cannot join anymore if you aren't a PA resident. All loopholes have been closed.

Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Regular Contributor
bluedog1
Posts: 120
Registered: ‎03-14-2013
0

Re: Experian Scores, is there a Fico?

IIRC there was a previous thread about Credit Sesame being the most accurate if no baddies are reporting.

Moderator
09Lexie
Posts: 25,958
Registered: ‎09-13-2012
0

Re: Experian Scores, is there a Fico?

Moderator
09Lexie
Posts: 25,958
Registered: ‎09-13-2012
0

Re: Experian Scores, is there a Fico?

What about Experians website? How close is the Plus score?

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