Experian.com now offering Fico 08 score

[Anonymous]

Or ask them if they can do something for you on the price. Jyst play with the I guess.

[Anonymous]

When I signed up, I believe I need to have a 3 month subscription. I'll negotiate after the 3 months haha. Thanks for the tip!

[Anonymous]

Anyone know if the other 2 bureau's offered through experian are indeed FICO scores too?

[taxi818]

Yes fico  but why in the world would you pay 49 dollars to see it. 

[Anonymous]

Honestly I don't plan on paying them so much. I was wondering if they were ALL FICO'S so I can call an negotiate a price.  Do you know if MYFico Equifax score the latest one used by lenders?

[Imperfectfuture]

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@Anonymous wrote:

Honestly I don't plan on paying them so much. I was wondering if they were ALL FICO'S so I can call an negotiate a price.  Do you know if MYFico Equifax score the latest one used by lenders?

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Depends on lender, and obviously, if they pull equifax.  Some, like Amex and chase, have their own internal scoring system.  My CU uses the 04 model.  This won't match for auto loans nor mortgages.  So get the scores during rebuild (keeping SW until Amex updates 5k), then cancel.  Just check scores before next app.  Really, after rebuild, not much need.

[Anonymous]

Thanks for the response. I already have my EX now an I also have my TU, I really would like to get my EQ score. I don't want a HP through DCU just to get my EQ score.

[Anonymous]

Glad I found this thread. I signed up for 3b on 10/26. Have since rec'd one Experian alert on 10/30. Nothing else since then. Score never moved even after contacting CS several times. I went into Experian and signed up for the $1.00 trial and behold my score is 76 points higher than my fico has. How can that be? Happy with it, but confused.

[-Wade-]

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@Affalterbach wrote:

And I was just about to cancel my monthly plan with them. Pro tip: if you call to cancel they may offer you a half price offer to stay for a year. They did for me!

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I did the same thing and i only pay $7 something for 5 years......... Got my score today 805

[tendertan]

Did you say "Harley", I get weak in the knees when I hear Harley ha ha ha!  I ride motorcyles too, and thats defintely on the list for 2015!