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Member
Posts: 28
Registered: ‎01-27-2010
0

Experian processed my request.

I emailed Experian asking them to delete a NCO collection that I paid 6 years ago.  They wrote me back and the results say: processed, which means either updated or deleted.  So they didn't tell me anything about what occurred.

Mega Contributor
Posts: 19,799
Registered: ‎03-19-2007
0

Re: Experian processed my request.

If you sent an informal email, that is not technically a dispute under FCRA 611(a) unless specifically identified as such.  They would thus be under no requirement to conduct a reinvestigation or verify/correct the information.

 

Their response to your "request" would not be a formal Notice of Results of Reinvestigation, and thus has no requirement to provide anything.  It is only informal correspondence.

Member
Posts: 28
Registered: ‎01-27-2010
0

Re: Experian processed my request.

I hope that EX did not udate it. I think that updating it would be very bad for me. How can I find out what EX to it? Would they tell me if I gave them a phone call?

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