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Experian processed my request.

Member

Experian processed my request.

I emailed Experian asking them to delete a NCO collection that I paid 6 years ago.  They wrote me back and the results say: processed, which means either updated or deleted.  So they didn't tell me anything about what occurred.

Message 1 of 3
2 REPLIES
Community Leader
Epic Contributor

Re: Experian processed my request.

If you sent an informal email, that is not technically a dispute under FCRA 611(a) unless specifically identified as such.  They would thus be under no requirement to conduct a reinvestigation or verify/correct the information.

 

Their response to your "request" would not be a formal Notice of Results of Reinvestigation, and thus has no requirement to provide anything.  It is only informal correspondence.

Message 2 of 3
Member

Re: Experian processed my request.

I hope that EX did not udate it. I think that updating it would be very bad for me. How can I find out what EX to it? Would they tell me if I gave them a phone call?

Message 3 of 3