Hello All!
My equifax credit report is currently reflecting a total mortgage balance that is nearly double what I actually owe on my home. This is becuase it is still reflecting the previous mortgage I had on the home before we did a refinance in Feb 2013. I can't tell if the account has been closed or not, but it appears that its still being reported as open with no late payments. My FICO score is only 672 and I expected it to be a bit higher. Could this extra mortgage be hurting my score? They say that have mortgages in good standing help your score...so could this actually be boosting my score?
Thank you for your input!
Wayne
