FAKKO vs FICO ??s

[creditgirl]

if my fakko has gone up, do you think my fico has as well. it's strange b/c my fakko was actually lower than my fico by about 7 pts. now it seems my tu fakko has gone up about 47 pts!  i haven't looked closely enough to figure out why yet.  the only thing that has happened was that 2 accounts were taken off, but they were never on transunion. also, i opened a credit card account but i don't see it on my report yet.

the only other thing i can see is if they are not counting the au account that is over the limit by almost $400 b/c of the mixup.  do you think maybe that's it?

[Anonymous]

FAKOs are truly an un-reliable source to guage whether or not your FICOs are going up/down/sideways... I see changes in my FICOs frequently and not to much movement from my FAKOs.

I have also seen my FAKOs GO DOWN while my FICOs GO UP.

Go figure.

The monitoring products like TC and CS that we all use is not to guage the FICO impact as a result of FAKO change, it is to monitor the CRAs reporting and as changes are made to the reports, FICOs can be pulled to see what the changes did for you - Good / Bad / Indifferent.

Good Luck.

Rob

[creditgirl]

Thanks Rob.  I think I will wait another month or so before pulling my cs again.  I will continue with my plan of having baddies removed and hope for the best!

Thanks again!