Hello all
FCNB is totally not playing fair with me
I have a chargeoff from them from 5/05 , with me being 150 days late prioer to that,
had a hard time with moneys.
On May of 2006, I had settle for less. Paid the about 60% amount due.
They still reported to date CO every 30 days
I wrought them a GW letter and they Stated 0 balance due, account paid on july /07
That is not correct is should of stated that from last year
and that did hurt my Fico score, cuase it started a new clock?
do i have a good aroument to tell them to delete the TL?
and what laws can i quote them on
thank you all