It requires some digging and perserverence, but the Congressional Record is a primary source of the legislative history of both statutes.
From the introduction of the proposed legislation,which cites its supporters and its basis, through committee reports at various stages, it is all spelled out.
The FTC also published an interpretation memo shortly after the FCRA was enacted which outlines their views at that time of the statute, section by section. It is available on their web site. A word of caution, however..... the FTC retracted that memo years later when various amendments to the FCRA made certain interpretations they provided at the time no longer applicable, so dont take that original memo as current FTC interpretation.
Keep us posted once your paper is completed. I am sure it would be interesting reading!
