FICO 8 Scores

[jd403]

Will those update automatically and how frequently or do  I need to buy a new report?  I've had items for dispute that were deleted today and also paid down balances on cards to under 30% utilization

Thanks

[Anonymous]

If you're talking about the MyFico service, you'll get an alert with an updated score when a trigger event occurs. Deleted items are not a trigger event. Not sure if balance decreases are or not.

[Anonymous]

---

@jd403 wrote:

Will those update automatically and how frequently or do  I need to buy a new report?  I've had items for dispute that were deleted today and also paid down balances on cards to under 30% utilization

Thanks

---

It depends. If you have a 3B subscription, then scores will update when a specific trigger happens for each CRA. If you purchased just the report or even a 3B report and do not have the monthly subscription, then scores will not update. In this case, you will have to purchase a new report to see updated scores.

[takeshi74]

---

@jd403 wrote:

Will those update automatically and how frequently or do  I need to buy a new report?  I've had items for dispute that were deleted today and also paid down balances on cards to under 30% utilization 

---

myFICO's monitoring is a trigger based service.  Make sure you understand the triggers if you're using it.

http://myfico.custhelp.com/app/answers/detail/a_id/463/~/understanding-what-triggers-fico%C2%AE-3-bu...

If you need fixed intervals for updates then you may want to use a different solution.