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Brammy wrote:Yes. but understand. FICO looks at installments basically as long as they are open. Once closed they do not factorinto open accounts. I was VERY disappointed thinking I would get a score boost for being a good girl and paying it off prior to the agreement.
barbarino wrote:More debt = higher scores
Even the so called experts on here can't dispute this.
Don't worry about your score, just know you got more cash in your pocket. More cash down is always much better than a higher score.