new user (just joined yesterday). EQ 657, TU 602, EX 576. No Collections on EQ, 2 each on TU and EX. (disputed them all online yesterday)
TU:
1) Current $422, Status Not Reported, Date assigned Dec 28, 2006
2) Current $1,028, Status Not Reported, Date assigned Jul 31, 2007
EX:
1) same as 2) above
2)Current $0 (original $326), Status (as of Feb 01, 2006) Paid account, Date assigned Sep 09, 2005
I have absolutely no connection to TU #1 and 2, or EX #1, and expect them to come off. EX #2 = old traffic ticket paid off over two years ago. Successfully disputed with EQ in 5/06 and I think there's a good chance it will come off EX this time too.
re: TU #1 and 2: in addition to disputing these items with TU, should I contact the CA directly as well?
re: FICO: Any idea how much I could expect those two FICO's to jump, assuming I get the collection items dropped?