FICO scores need for no down payment home loan

[Anonymous]

My median score is 665. Do I qualify to a no down payment home loan? If not, what's the minimum score need to qualify?

[SoulSmilen]

You should be OK on the scores; they are good enough to use most of the loan products out there that will let you get 100% financing.

In what part of Texas do you live? There are several programs based on geography or even the state's 1st time home buyer's plan (if this is a 1st home or you haven't owned a home in 3 years) that offer 100%.

[Anonymous]

Thanks. I'm in the DFW area. This will be my first house. I have no idea who to go with so I'm going to type in home loans in google and call the first one that pops up. Thanks again.

[SoulSmilen]

Hang tight, texasrose; there's a DFW mortgage lender on the boards and I'll bet he would be glad to PM you when he sees the thread. I'm in the Houston area, so I'm not privy to your local programs, but he will be!

[SoulSmilen]

Check your private messages, texasrose!