FICO vs FAKO

[Anonymous]

Im so mad I could just scream!!!  Ok, I know, I got too curious too quick to see if my PIFS had hit anything yet...got my 3 report and score from Consumerinfo.com.....BAD MISTAKE

Their  scores were 648/628/628

MyFICO now 628/562/574

WTF???????????? Ok, I know  FAKO/FICO not the same, but one would have at least though that they would have been close...or at least closer...

So who is more accurate here? How can  they clainm theres are  just as accurate as MyFico scores?

I called their  cust. svc...they said their scores were just as reliable andf that they were true FICOS.....argh......I have half  a mind to stop payment with my card...why oh why didnt I just sit and wait?

Message Edited by madameozzie on 02-29-2008 06:25 PM

Message Edited by madameozzie on 02-29-2008 06:36 PM

[Anonymous]

The FICO vs. FAKO spread you posted is actually about average...I've seen disparities as high as 100 points!

[ngerasimatos]

My FICO vs FAKO is way off as well. I am below 500 on my FICO and 580-590 on my FAKO

[llecs]

Here's my detailed rant why FAKOs cannot be trusted:

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&thread.id=14990

[marty56]

FAKO TU was 711 went to 725

FICO TU was 756 then no change.

The only thing that the FAKO sites offer is unlimited pulls or at least once or twice a week.

[Anonymous]

I am just so mad! Partly at myself for not waiting, but  also  the way other companies  jack us all around....

Thank god its Friday night  and the kids are in bed....DH is busy with computer games (as usual) so  I just get to sit here and stew....well that and enjoy my  Glenlivet....maybe enough of those and I wont mind so much anymore!

Message Edited by madameozzie on 02-29-2008 06:52 PM

[modernsurrender]

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madameozzie wrote:

Thank god its Friday night  and the kids are in bed....DH is busy with computer games (as usual) so  I just get to sit here and stew....

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Just saw a glimpse of myself on these boards a few years from now... is it WoW that he's playing?  I can't even tell you how often I wish some form of natural disaster would strike the locations of their servers to get my bf off that game...

I'm sorry about your issue though.  My FIKO's were actually higher than my FAKO's for the most part when I first pulled them.  The more I see my fako's climb the more paranoid I get about pulling my ficos and being disappointed in the comparable rate of change haha

[Anonymous]

No, its not WoW thank god...just a bunch or  4x4 gaming sites and forums....I am on the computer  9 hrs a day at work so am rarely on my computers at home...I just  still so mad I could spit....although Im not wasting this 12 year old scotch to do it....lol

[LaurenR]

Sorry to hear about your frustration.

This sounds familiar...

My FAKO's TU 667/EX 644/EQ 516

My FICO's  TU 647/EX 621/EQ no score (talk about frustrated try having no score, lol)

As another post said, FAKO's can vary wildly so my FAKO's were pretty good.

Seems the simple solution to end your frustration would be to stop pulling FAKO's. As to which one is more reliable, FAKO's are called FAKO's for a reason.

I don't know how they can claim to be just as reliable but I've seen worse BS when it comes to marketing.

Stick to FICO's.

Message Edited by LaurenR on 02-29-2008 07:59 PM

[modernsurrender]

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madameozzie wrote:

No, its not WoW thank god...

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Haha thank god for small miracles!  And good scotch!