cancel
Showing results for 
Search instead for 
Did you mean: 

FYI Credit Sesame Nov credit scores are out

tag
Anonymous
Not applicable

Re: FYI Credit Sesame Nov credit scores are out

Just signed up to Sesame...721.  I wish my real scores were all in the 700s

Message 11 of 38
Jutz
Valued Contributor

Re: FYI Credit Sesame Nov credit scores are out

Up two points to 663...they hold little weight to me, I REALLY doubt they are accurate, knowing the rest of my profile.

 

BUT WE CAN HOPE!!!!1!!

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 12 of 38
calihlove75
Established Contributor

Re: FYI Credit Sesame Nov credit scores are out


@rm3 wrote:

how accurate is Credit Sesame?

 

USAA  EX Fako 667

Credit Sesame EX Fako 644


In my case it was within 3 points of my real Experian Fico from Amex denial back in June. My credit sesame is 746 as of October (has not updated this month yet) so hopefully my Experian Fico is at that now. Who knows! I guess I would have to get denied by Amex again to see ;(

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 13 of 38
brother7
Established Contributor

Re: FYI Credit Sesame Nov credit scores are out

I'm new to Credit Sesame (signed up 10/28). Have a few questions.

1. Will the site's score update automatically or do I have to click something to request it?

2. Does it update on/around the 6th of each month for everyone? Or is the update date different for everyone?

3. Since I signed up in late-Oct, will it still update for me on the 6th? Or since it's so close to the last update, will it skip this month?



04/01/2020 - EX 849 (Credit Scorecard EX FICO® Score 8, range 300-850)
02/20/2020 - TU 850 (Discover TU FICO® Score 8, range 300-850)
03/24/2020 - EQ 884 (Citi EQ FICO® Bankcard Score 8, range 250-900)
GOAL - 800! - App free since 11/22/2017
Message 14 of 38
Duncanrr
Valued Contributor

Re: FYI Credit Sesame Nov credit scores are out


@brother7 wrote:

I'm new to Credit Sesame (signed up 10/28). Have a few questions.

1. Will the site's score update automatically or do I have to click something to request it?

2. Does it update on/around the 6th of each month for everyone? Or is the update date different for everyone?

3. Since I signed up in late-Oct, will it still update for me on the 6th? Or since it's so close to the last update, will it skip this month?


1. Automatic update

2. Normally the first 10 days or so of each new month (some get a little sooner than others - they update in batches I think.

3. Not sure on this one.  I would think that you probably would but I cant remember how it happened for me when I started.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 15 of 38
Billybob_TX
Frequent Contributor

Re: FYI Credit Sesame Nov credit scores are out

I signed up late last month and got two reports within days. The sign-up report then the update a few days later.

Message 16 of 38
MrAnonymous
Member

Re: FYI Credit Sesame Nov credit scores are out

Mine was down 9 points due to utilization. Will probably go down again next month due to a new account and my Discover will post with a $3500 balance.

Should bounce back up in Jan since the Discover will be PIF.
Message 17 of 38
bradpitt
Valued Member

Re: FYI Credit Sesame Nov credit scores are out

up 16 to 790 (utilization to 2%)
Message 18 of 38
Cadillac-XTS
Established Contributor

Re: FYI Credit Sesame Nov credit scores are out

Went from 704 to 710

Message 19 of 38
brother7
Established Contributor

Re: FYI Credit Sesame Nov credit scores are out

Thanks to everyone who responded to clarify Credit Sesame's update schedule.

I joined 10/28 and pulled a 777 score. I received the automatic update today 11/6 and score rose +6 to 783 with addition of 2 credit cards. It will change again next month with the addition of 2 more credit cards. (I recently went on a 4-card app spree.)



04/01/2020 - EX 849 (Credit Scorecard EX FICO® Score 8, range 300-850)
02/20/2020 - TU 850 (Discover TU FICO® Score 8, range 300-850)
03/24/2020 - EQ 884 (Citi EQ FICO® Bankcard Score 8, range 250-900)
GOAL - 800! - App free since 11/22/2017
Message 20 of 38
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.